Yes, many. CABs in Texas:

• Disclose the cost of the service they provide both as a dollar amount and as part of an annual percentage rate;
• Comply with all applicable laws and regulations including Chapter 393 of the Texas Finance Code;
• Allow consumers to change their mind about obtaining a small, short-term loan for three days without charge;
• Only collect past due loans in a professional, fair and lawful manner; and
• Never threaten or pursue criminal action against a borrower because of a default.