Recent News

Articles

• Letter to Congress Regarding Fee and Interest Rate Cap Legislation
  American Bankers Association, October 27, 2025
• Opinion: How Payday Loan Restrictions Can Hurt the People They’re Meant to Help
  Anchorage Daily News, AK, August 25, 2025
• Alaska Rejects Price Controls on Interest Rates
  Americans for Tax Reform, July 7, 2025
• Why Isn’t Financial Literacy Taught in Schools – And Who Benefits from That?
  Medium, May 13, 2025
• Lindsey Johnson: Why the Crusade from Bernie Sanders and Josh Hawley on Interest Rates Will Do More Harm than Good
  Washington Reporter, February 18, 2025
• CFPB Should Encourage States to Educate Consumers, Not Enact More UDAAP Statutes
  Consumer Finance Monitor, January 22, 2025
• New Data Shows Consumers Take Strategic Approach to Credit Usage
  PYMNTS, January 20, 2025
  
• ‘Government Overreach’: Liz Warren’s Favorite Agency Just Granted Itself New Powers to Regulate Checking Accounts
  The Daily Caller, January 5, 2025
• Operation Chokepoint 2.0: SC Credit Union Chief Tied to Feds’ Effort to “De-bank” Certain Industries
  Palmetto State News, Columbia, SC, December 17, 2024
• Other Views: Price Controls are a Bipartisan Delusion
  Bloomberg, October 15, 2024
• This Week’s Podcast Episode: How the CFPB is Using Interpretive Rules to Expand Regulatory Requirements for Innovative Consumer Financial Products; Part 1: Buy Now, Pay Later
  Ballard Spring, October 17, 2024
• CFPB’s EWA rule may undo progress
  Payments Dive, September 5, 2024
• The Push for Public Banking in New York
  The American Prospect, September 4, 2024
• US Agency Says Apps That Let Workers Access Paychecks Before Payday Are Providing Loans
  The Associated Press, July 18, 2024
• Target Says Time’s Up for Paying with Paper Checks
  PYMNTS, July 6, 2024
• These Apps Allow Workers to Get Paid Between Paychecks. Experts Say There Are Steep Costs
  The Los Angeles Times, June 23, 2024
• Medical Debt May Come Off Credit Reports Soon, Helping Americans Qualify for More Financial Products
  FOX Business, June 20, 2024
  
• These apps allow workers to get paid between paychecks. Experts say there are steep costs
  The Associated Press, April 23, 2024
• Splitit Enables Banks to Offer Installment Plans at Checkout
  PYMNTS, April 24, 2024
• Walmart Puts Its Own Stamp on BNPL

  Payments Journal, April 24, 2024
• Payday Loan Killer?
  Los Angeles Business Journal, February 26, 2024
• New Report Details Importance of Personal Finance Education in High Schools
  The Good Men Project, January 3, 2024
  
• 40% of Millennials Tap Installments to Improve Their Credit Scores
  PYMNTS, October 16, 2023
  
• 60 Percent of Americans Are Living Paycheck to Paycheck Heading Into Peak Holiday Season
  CNBC, November 18, 2022
• Bank Overdraft Fees Are Costing American Consumers $8 Billion
  Bloomberg, July 26, 2022
• The Average US Household Now Paying $450 More Per Month In ‘Unexpected Expenses’ Due to Inflation
  American Enterprise Institute, June 13, 2022
• Here’s What Rate Caps Really Do To Consumers
  Santa Fe New Mexican, June 11, 2022
• Cap on ‘payday lender’ rates hurt borrowers with bad credit
  Chicago Sun-Times, April 5, 2022
• Progressive’s Plan to Destroy Payday Loans
  Independent Women’s Forum, May 25, 2021
• Public Bank Bill Puts State Where It Doesn’t Belong
  Orange County Register, April 26, 2021
  
• High-interest Loans Have a Purpose
  Las Cruces Sun-News, February 28, 2021
• Interest Rate Caps Harm Consumers
  The Hill, February 6, 2020